In this article, you can discover…
Hire someone who lives near you (close enough to meet in person, ideally) and who has ample and successful experience with foreclosure defense.
Google reviews can also help determine what others’ experiences have been like. Ask your friends, family, neighbors, and co-workers to see if anyone has faced foreclosure before, who they worked with, and who they would recommend.
Absolutely. I don’t charge for shorter foreclosure consultations. In 15 to 20 minutes, I can get a good sense of your problems and let you know if I can help you or not. If you want a longer 30-minute consultation, you’ll pay $150.
Many people balk and think, “Shoot, that’s a lot of money!”, but you can do quite a bit of talking and listening in 30 minutes. In the first 15 minutes, you’ll let me know what brought you here, and in the final 15 minutes, I’ll tell you how we can approach solving your problems. The peace of mind is great, and you’ll likely spend way less than you would at the mechanic.
Any documents and letters you have from the bank would be helpful. If you’ve already been served with a complaint, I can simply look those documents up online and pull them. For the most part, I’ll simply ask you what your story is and how you got to where you are today.
I’ll need to know if your problems are temporary or more permanent. Were you simply out of a job for a while, but now you’re employed again? Or are hardships still ongoing? I’m seeing many clients who bought expensive homes that they could barely afford to begin with, and an added expense, like a new roof or a new car, tips them over the edge financially.
In these cases, we need to start making real-life decisions and either get more money or have fewer financial obligations. Wherever you are and whatever your financial circumstances, please come see me. Don’t be embarrassed. Let’s just figure out how to get you the help that you need.
Waiting to seek legal help is the main mistake to avoid. You are far better off not waiting and speaking with a foreclosure defense attorney as soon as possible. I know problems are hard. They’re scary. It’s much easier to become paralyzed with fear and doom scroll on Facebook than deal with your problems. Lord knows we all do that.
But don’t wait. Waiting only makes it harder. Just give me a 15-minute call. Let me know what your problems are, and we’ll begin to figure out what we can do. If I can’t help you, I’ll let you know. If you need a different kind of attorney with a different background, I’ll work to put you in touch with the right person.
In almost every case, your problems are not as complex or impossible as they might seem. They’re likely quite standard, and I’ve probably seen them hundreds of times. Call me, and we’ll work to fix it.
The most important thing to remember is “it’s not that bad”. If the place you’re in feels insurmountable, we’ll find a way to make a good landing. It may not be the landing you wanted or may not be the prettiest landing, but you may be surprised that the outcome is ultimately far better than you expected.
Much of our conversation may involve me reframing the conversation to help you see what a victory or a positive outcome looks like, given the details of your case. If you would have liked to keep your home, but there’s simply no way to do that, what can we do to make this profitable for you? What will keep you as safe as possible for as long as possible? How can we help you land on your feet?
There are ways to make things work without spending a fortune and without a whole lot of effort. But I can’t help you if you don’t talk to me. Just come in as quickly as you can, be flexible in your expectations, and we’ll see if we can make a bad situation as good as possible.
For more information on foreclosure defense in Escambia County FL, an initial consultation is your next best step. Get the information and legal answers you are seeking by calling (850) 280-6251 today.